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Secured Loans

At Ezra Finance we'll work with our carefully selected panel of lenders to offer you the best loan options tailored to your specific needs

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Why get a Secured Loan?

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Unlock Your Home’s Value with a Second Charge Mortgage

A second charge mortgage lets you access the equity in your home without changing your existing mortgage. It’s ideal if you’re in a fixed-rate deal and want to avoid early repayment charges, or if your current lender has declined a further advance.

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This type of loan sits alongside your primary mortgage and can be used for almost any legal purpose—home improvements, debt consolidation, major purchases, or business funding.

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Why Consider a Second Charge?
Keep your current mortgage intact and avoid early repayment fees
More flexible lending criteria than many primary lenders
Tailored solutions for complex income or self-employed applicants


Expert Support from Ezra Finance
At Ezra Finance, we offer clear, personalised advice from your first enquiry to completion. We’ll help you explore your options and find the right solution for your needs.

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💬 Speak to an Ezra Finance advisor today to get started with confidence.

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What is a Secured Loan for?

EZRA  FINANCE LIMITED. COMPANY REG: 14439990. REGISTERED OFFICE: F39, Meanwhile House, Curran Embankment, Cardiff, CF10 5DY

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Ezra Finance Ltd operates under the trading name Ezra Finance. It is registered with the Data Protection Act under registration number ZB507725 and holds Firm Reference Number 1013826. Ezra Finance is an Appointed Representative of TMG Direct Limited, which is authorised and regulated by the Financial Conduct Authority with Firm Reference Number 786245 and is registered with the Data Protection Act under registration number ZA178200.​

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. The overall cost for comparison is 4.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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We may receive commission that will vary depending on the lender, product or permissible factors, The nature of any commission model will be confirmed to you before you proceed. Ezra Finance Ltd are a credit broker, not a lender.

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