Why get a Secured Loan?

Unlock Your Home’s Value with a Second Charge Mortgage
A second charge mortgage lets you access the equity in your home without changing your existing mortgage. It’s ideal if you’re in a fixed-rate deal and want to avoid early repayment charges, or if your current lender has declined a further advance.
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This type of loan sits alongside your primary mortgage and can be used for almost any legal purpose—home improvements, debt consolidation, major purchases, or business funding.
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Why Consider a Second Charge?
Keep your current mortgage intact and avoid early repayment fees
More flexible lending criteria than many primary lenders
Tailored solutions for complex income or self-employed applicants
Expert Support from Ezra Finance
At Ezra Finance, we offer clear, personalised advice from your first enquiry to completion. We’ll help you explore your options and find the right solution for your needs.
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💬 Speak to an Ezra Finance advisor today to get started with confidence.











